Drunk Driving Insurance SR22 Baldwin Park California CA
Reader’s Question:
My driver’s license was revoked over 10 years now for DWI in Baldwin Park. I have never tried to reinstate my license and I want to get my license back now. What kind of penalties should I be expecting? I live in Baldwin Park California.
Danny
Baldwin Park, CA
When your license was revoked for the DUI it is likely that you received this from the CA Department of Motor Vehicles as an administrative action taken against your drivers license. There also could have been a revocation given to you from your court conviction for DUI.
According to the CA DMV your driver license will be returned to you at the end of the Driving under the influence or DUI revocation or suspension period, provided you pay a $125 reissue fee to the Department of Motor Vehicle and you file proof of financial responsibility or SR22.
Since it appears you had more than one drunk driving conviction and license revocation some ten years ago in Baldwin Park, you should verify with the California DMV to find out the exact steps you have to take in order to have your driver’s license reinstated. It will likely include proof of financial responsibility in the form of a SR-22 certificate and fees.
Tags: auto insurance, drunk driving insurance, DUI, sr22 insurance
Auto Insurance Points Antioch California CA
Reader’s Question:
I am a Antioch, California resident and got recently a speeding ticket for driving 82 in 75 mile zone in ID. What will happen if I do not pay the fine?
Denver
Antioch, CA
Idaho and California are both members of the Drivers License Compact and this means that member states of the DLC are required to report tickets received by drivers to the state where they received a license to operate. So the ID courts or Transportation Department will inform the CA Department of Vehicles about this out of state traffic ticket.
If you ignore or do not take care of the traffic ticket that you received from a state in which your state has a reciprocal agreement, like Idaho and California have, you license will be suspended in the state in which you received the traffic ticket. Your Antioch California home state, will then likely be informed that you failed to take care of your traffic violation.
To make sure what CA does with regards to your driving record or license if you do not take care of out of state tickets you can contact the California DMV.
Tags: auto insurance
Driving With Suspended License San Francisco California CA
Reader’s Question:
When will driving on a suspended license taken off your driving record in San Francisco California?
Fred
San Francisco, CA
Driving with a suspended license in San Francisco California is a violation worth two points on your driving record. This violation of the law comes with other penalties such as vehicle impoundment, jail time, fines, and/or a longer license suspension time or the revocation of license.
The amount of time in which a violation remains on your California driving record depends on the severity of the violation. Most points for minor violations, such as an speeding, illegal turn, etc will remain on your record for three years. Violations and points of more serious offenses, such as a DUI or hit and run accident generally remain on your MVR for seven years.
To verify for sure if California terms your violation as a major or minor violation, and how long it will remain on your driving record, you may contact the California Department of Motor Vehicles.
Tags: auto insurance, Driving without License
Auto Insurance Bellflower California CA
Reader’s Question:
I receive a notice of non-operation for a financed vehicle, do I need car insurance for that vehicle in Bellflower, California?
John
Bellflower, CA
The state of California, defines non-operational to mean that the car will not be driven, towed, parked or stored on public roads or highways for the entire registration period.
Normally, filing a notice of non-operation with a state is done to save on registration fees. In CA they permit for a planned non-operation (PNO) fee to be paid instead of the regular registration cost, the non-operational status will stay until you decide to operate the car and pay full registration renewal fees.
If you have a financed vehicle in Bellflower California generally you need to continually have car insurance on it. Most finance paperworks would require this so even if you file a notice of non-operation with your state’s DMV and are not going to drive the car, you will definitely need to verify with your finance company before attempting to remove insurance. Even though the car is not going to be on a roadway does not mean that damages could not happen to it and the need for car insurance will not be there.
Tags: auto insurance
Drunk Driving Insurance San Francisco California CA
Reader’s Question:
I got a DUI in California four years ago. When will my insurance carrier in San Francisco CA not be able to use this against me? When will they lower my insurance rates? They said that my rates are so high because of this DUI but, a friend told me that they are no longer permitted to do this after three years. Is this correct?
Ben
San Francisco, CA
Many traffic violation convictions in California stay on your driving record for three years but the DUI is considered a harsher violation so it, along with hit and runs and reckless driving, stays on your record for seven years from the violation date. Failure to appear for a DUI violation will be reported for ten years.
Each insurance provider in San Francisco decides their auto insurance rates using many factors. To find out about your insurance carrier’s rating system you may contact the California Department of Insurance because the must file their rates with this entity.
Tags: car insurance rate, cheap auto insurance
Low Cost Auto Insurance Program California CA
Reader’s Question:
I am wondering who is eligible for the California Low Cost Automobile Insurance Program?
Jim
San Francisco, CA
California’s LCA Insurance Program is a pilot program for residents of the City and County of San Francisco and the the LA County ONLY.
To qualify for the Low Cost Automobile Program, the applicant who lives in either SF City/County or LA County will have to demonstrate their financial need as well as be a “good driver”. Other certain restrictions apply, such as, the current value of the car to be insured cannot exceed $12,000.
You may also visit the California Insurance Department for more specific information regarding this. It is possible that government regulation and intervention may increase the rates in California, instead of solving the problem of uninsured motorists in the state. When the government tries to segment a free marketplace or tries to add more unnecessary regulation typically insurance rates become higher for everyone.
Tags: auto insurance, car insurance rate, cheap auto insurance, good driver insurance, safe driver insurance
Driving Without Auto Insurance San Francisco CA
Reader’s Question:
I live in San Francisco California and want to know what happens if you are cited for a traffic infraction and you do not have auto insurance yet and the police officer gives you a fixit ticket to go to court and show proof that you did have auto insurance when the violation happened? Will I be lose my license or pay fine? If so, how much will it be?
Lory
San Francisco, CA
If you get caught driving without car insurance, it could cost you twice as much as one year of a basic auto insurance policy. If you fail to establish proof of financial responsibility, an infraction of California Vehicle Code, may result in fines up to $500 and penalties, impoundment of the car (for which the owner must pay all tow charges and storage), and driver’s license suspension.
That being said when a police officer gives you a fix-it ticket typically it is also a notice to appear. So your best option is to buy insurance and show proof of the newly purchased car insurance policy to the court. At this point it will be up to the court to determine if they are content or if they will access you a suspension or a fine.
For more specific information you can visit the California Insurance Department.
Tags: auto insurance, autos, traffic violation