Temporary Car Insurance San Francisco California CA
Reader’s Question:
Can I purchase temporary car insurance in San Francisco CA for two weeks?
Robert
San Francisco CA
Auto insurance providers typically only offer car insurance policy terms of 6 or 12 months, so you may have a hard time finding an insurer that will cover you for just two weeks.
There are some specialty automobile insurance carriers that would offer you such a short period of auto insurance coverage.
I suggest that you shop around or you can make a research online to check if you can find a car insurance provider that will allow to cover you for a short period of time or in your case for two weeks.
If you have US registered automobile though that stay in San Francisco California or anywhere in the United States you can obtain a car insurance quote here to get cheap automobile insurance.
Tags: auto insurance, temporary insurance
SR22 Non Owners Insurance San Francisco California CA
Reader’s Question:
I would like to know if my SR22 non owners insurance is enough as a proof of insurance for a vehicle that has no insurance? In other words, can I drive a vehicle with an SR22 non owners even if the car is uninsured? I live in San Francisco California.
Chris
San Francisco CA
It is best that you verify first if the automobile that you are going to operate has insurance and not just rely on your SR22 non owners coverage. The automobile owner is required to purchase insurance on their vehicle. If you have an SR22 non owners insurance, that would be secondary use on the car’s insurance. Your SR22 non owners insurance does not include coverage that would cover the vehicle that you will use such as comprehensive and collision, PIP, PD or UM.
If you borrow a vehicle from somebody and get into an accident while driving that vehicle, your friend’s car insurance would be the primal. However if you are at fault in an accident and the damage to the other party’s property exceeded the liability limits on your friend’s car insurance policy, your SR22 non owners insurance policy would cover the excess.
Tags: auto insurance, non owners insurance, sr22 insurance
Student Automobile Insurance San Diego California CA
Reader’s Question:
Our high school student age daughter is ready to drive. What can we do to control the cost of our auto insurance policy in San Diego California? Thanks,
Bernie,
San Diego CA
Hello Bernie,
Student drivers are not inexpensive to insure. However, auto insurance for student drivers is available and can be controlled. The first thing you need to do is make sure your daughter is a safe driver. Student drivers can qualify for discounts with many auto insurance companies if they are good students and can present a good academic record.
Additionally, student drivers can receive discounts for completing accredited safe driving courses. You should gather this information and present it along with your application.
There are different rates for student drivers with new vehicles compared to student drivers with used vehicles. In either case, you may want to consider raising your deductible. That will definitely lower the cost.
Student drivers should have anti-theft devices on their vehicles and you will get a lower premium rate for an annual policy rather than a short term policy. We suggest that you complete the student drivers auto insurance application on this page. Shortly, you will receive multiple, proposals from competitive carriers in the San Diego area. The best way to reduce the cost of student drivers auto insurance is to get competitive pricing. Good luck to you and your daughter. Bernie.
Tags: cheap auto insurance, Student car insurance, teen insurance
Senior Vehicle Insurance San Francisco California CA
Reader’s Question:
If a senior citizen lost their driving privileges, can he still get car insurance in San Francisco, California?
Vince
San Francisco, CA
Insurance carriers guidelines differ but a senior citizen that has lost their driving privilege should be able to find car insurance in San Francisco, CA to keep on their vehicle so that others may operate them around.
The senior citizen would have to find an insurance carrier that would permit him as the vehicle owner to be excluded from the auto insurance policy, since they do not have a valid drivers license, and instead place on the people that will be driving the vehicle. The insurance carrier can then rate on the driving history of the people that the senior citizen plans to have drive them around.
Always remember while it should be possible to obtain this type of car insurance, obtaining car insurance for a vehicle without a valid driver’s license can be hard because most insurance carriers will require a license since that is one major factor upon which they rate the car insurance policy. Most insurances carrier want the vehicle owner to indeed be licensed.
If you are having a hard time finding the type of insurance you need for this situation try contacting your state’s insurance regulatory body for consumer advice.
Tags: auto insurance, senior car insurance
Automobile Insurance SR22 Baldwin Park California CA
Reader’s Question:
I got a DUI recently in Baldwin Park California. My vehicle registration had expired and I do not have car insurance. What will be the consequences? I live in Baldwin Park CA.
Benny
Baldwin Park, CA
You may want to get legal counsel for your case since you were cited and charged with driving under the influence (DUI), having expired registration and driving uninsured will likely add up to serious penalties for you in court.
Driving without insurance is a serious violation in Baldwin Park and all areas in California. If you fail to show proof of insurance when requested by a law enforcement officer may result in suspension of license and fines. If you are stopped by a law enforcement officer and asked for proof of insurance and you cannot provide it, you may receive a citation.
Since you have been cited for 3 fairly serious violations you may want to seek legal counsel to assist you determine your options and assist represent you in court. As you can see you are facing driver’s license suspension, fines, registration suspension and jail time. It is likely that you will need to attend a DUI program as well.
Normally after a drunk driving conviction in CA to get your license reinstated you must file and maintain a SR-22 for three years. The amount of time the California SR22 must be maintained by a driver may vary depending upon their conviction and if there were other issues involved in the situation, such as driving uninsured, which you were also cited for.
Tags: auto insurance, driving without insurance, DUI, sr22 insurance
Vehicle Insurance Carlsbad, California CA
Reader’s Question:
Is it possible to insure a vehicle without registering it in Carlsbad, California?
Carlo
Carlsbad, CA
Generally, insurance providers in Carlsbad and anywhere else in California will request a current registration for the following two reasons.
- It helps prove somebody has insurable interest in a car. So when loss or damage to the car would cause that individual to suffer a financial loss or other type of losses.
- Some insurance carriers require a car be in a state a set period of time. Registering a vehicle with the DMV helps prove that the vehicle is used and garaged in that state.
To know specifics regarding insuring the vehicle without registering it, you may contact the California Department of Motor Vehicle to verify this information.
Tags: auto insurance
Beginners License San Francisco California CA
Reader’s Question:
Is it illegal to drive by myself going to school with just a permit in San Francisco California?
Charles
San Francisco, CA
Yes, if you only have a instruction permit in San Francisco CA you are not allowed to drive by yourself so therefore you cannot drive yourself to school. You need to have a supervising motorist with you during your learner’s permit stage California has in place for beginning motorist.
According to the California Department of Motor Vehicles (DMV), with a permit, a parent, guardian, adult 25 years of age or older or a spouse, who has a valid CA driver license, must be with you when you operate a vehicle. He or she must be in the front seat in order to take control of the car, if necessary. Again, it is illegal for you to drive by yourself at any time with only a CA instruction permit.
To get more information on your restrictions as a permit holder you may contact the CA DMV.
Tags: auto insurance, Beginner car insurance, New Driver Insurance, Young driver car insurance
Car Insurance SR22 San Francisco California CA
Reader’s Question:
Is it required to have the sr-22 insurance on file and active if your drivers license has been suspended for an unrelated issue San Francisco CA?
Karen
San Francisco, CA
In San Francisco CA the SR-22 can be required for a different reasons including after a suspension of license for a DUI and for reinstating a driver’s license after a revocation for driving uninsured or another type of financial responsibility on your car.
You ask regarding your specific situation with the CA Department of Motor Vehicles. You can search the California DMV website or contact them at 1-800-777-0133 during normal business hours for information about your particular case. They can inform you to have your driver’s license number and any other information sent to you from Department of Motor Vehicle available.
Tags: sr22 car insurance
Auto Insurance Rate San Diego California CA
Reader’s Question:
I have a vehicle which is under my mother’s name and my boyfriend drove my vehicle and ran a red light in San Diego. The intersection took pictures of my car and sent it to my mother. Will my car insurance rate go up if I claim I was the motorist?
Jeena
San Diego, CA
If you want to take responsibility for driving the vehicle at the time of the violation in San Diego, California your mother would fill out your information in Section D on the back of the citation. This would identify you as the actual motorist. The Section D in the form must be completely filled out and returned to the Traffic Violations Bureau, at least 10 days prior to the appearance date. The citation would then be re-issued to the correct offender, you instead of your mother as it currently is.
So to check if your car insurance rates will increase due to a red light photo ticket in your name, verify first with your States Department of Motor Vehicles to check how the ticket classified.
Tags: car insurance rate
Drunk Driving Insurance SR22 Baldwin Park California CA
Reader’s Question:
My driver’s license was revoked over 10 years now for DWI in Baldwin Park. I have never tried to reinstate my license and I want to get my license back now. What kind of penalties should I be expecting? I live in Baldwin Park California.
Danny
Baldwin Park, CA
When your license was revoked for the DUI it is likely that you received this from the CA Department of Motor Vehicles as an administrative action taken against your drivers license. There also could have been a revocation given to you from your court conviction for DUI.
According to the CA DMV your driver license will be returned to you at the end of the Driving under the influence or DUI revocation or suspension period, provided you pay a $125 reissue fee to the Department of Motor Vehicle and you file proof of financial responsibility or SR22.
Since it appears you had more than one drunk driving conviction and license revocation some ten years ago in Baldwin Park, you should verify with the California DMV to find out the exact steps you have to take in order to have your driver’s license reinstated. It will likely include proof of financial responsibility in the form of a SR-22 certificate and fees.
Tags: auto insurance, drunk driving insurance, DUI, sr22 insurance