First-Time Car Owner Insurance California CA

Reader’s Question:

I just bought my first car here in California. Is it really necessary to obtain automobile insurance?

Kelly

San Francisco, CA

Now that you have gotten your first car, it is very important for you to know and understand that auto insurance coverage is very necessary. The American government makes it mandatory to have auto insurance. This means that anyone operating a motor vehicle on public roads is required to have auto insurance coverage. Those driving on private roads or take the train are not obligated to obtain one. But you’re obviously not going to be doing any of that. This rule is essentially a safeguard against the potential ability of car drivers to cause considerable damage; it could be property damage, or worse, bodily injury. If you are not covered, and you happen to be the one responsible for the car accident, you will be solely accountable and will have to shoulder all the expenses resulting from the accident. It could also be the other way around. You could be the injured party. Wouldn’t it be convenient if the person who crashed into you had auto insurance? Of course we take every precaution we can when we’re on the road and drive as safely as possible. But whether we like it or not, accidents do happen. Having automobile insurance coverage means having financial security. Every state has its own procedures and details regarding auto insurance. Make sure to check out the auto insurance providers in California. The Internet has a lot of information that can help you make the right choice.

Tags: auto insurance, auto insurance coverage, car insurance law