Low Cost Auto Insurance Program California CA

Reader’s Question:

I am wondering who is eligible for the California Low Cost Automobile Insurance Program?

Jim

San Francisco, CA

California’s LCA Insurance Program is a pilot program for residents of the City and County of San Francisco and the the LA County ONLY.

To qualify for the Low Cost Automobile Program, the applicant who lives in either SF City/County or LA County will have to demonstrate their financial need as well as be a “good driver”. Other certain restrictions apply, such as, the current value of the car to be insured cannot exceed $12,000.

You may also visit the California Insurance Department for more specific information regarding this. It is possible that government regulation and intervention may increase the rates in California, instead of solving the problem of uninsured motorists in the state. When the government tries to segment a free marketplace or tries to add more unnecessary regulation typically insurance rates become higher for everyone.

 

Tags: auto insurance, car insurance rate, cheap auto insurance, good driver insurance, safe driver insurance