Making Car Insurance Claim Under Comprehensive Coverage In California
Reader’s Question:
I live in San Francisco California and my vehicle was parked on the street outside my house and it was hit by somebody. Should I make a claim under my uninsured motorist coverage?
Renzo
San Francisco, CA
I believe this would be considered a comprehensive coverage claim in San Francisco. Comprehensive physical damage covers your car, and sometimes other cars you may be driving for losses resulting from incidents other than collision. For instance, comprehensive insurance covers damage to your vehicle if it is stolen; or damaged by fire, flood or animals or parked. It is important that you report this loss to your car insurance provider. A licensed claims adjuster will be able to determine how this loss will be covered.
I suggest that you speak or contact your car insurance company to get more information on your comprehensive coverage policy.